How do Instant Funding payouts work?

1. Pre-Submission Checklist

Before requesting any withdrawal:

• Close all trades: No open positions or pending orders may remain on the account.

• Complete KYC: Identity verification must be fully approved.

2. Timing & Payout Cycles

• First Payout: You become eligible once at least 14 days have passed since your first executed trade and you have achieved at least a 5% net simulated profit above your starting balance.

• Subsequent Payouts: A mandatory 14-day cooldown begins once your previous withdrawal is completed. You can request your next payout once this 14-day period has elapsed and you achieve an additional 5% gain (calculated from equity) on top of your new baseline balance.

• Payout Cycle Definition: A cycle begins the moment your account becomes simulated funded and resets immediately upon each completed payout or account reset.

3. Consistency Rules (Per Cycle)

• Profitable Days: Defined as a calendar day (00:00–23:59 UTC) where net closed simulated profit is at least 0.5% of the starting account balance. These days do not need to be consecutive.

  • Instant Lite: Requires at least 7 profitable days per cycle.

  • Instant Pro: No profitable days required.

• Funded Score: Measures consistency to prevent single-day reliance:
  

  Funded Score = Best Single Day's Profit \ Total Profit from Profitable Days in Cycle x 100
  In plain words: Divide your best day's profit by the total profit made across all profitable days in the cycle, then multiply by 100.
  

  • Instant Lite: Must be strictly below 15%.

  • Instant Pro: Must be strictly below 25%.

  • Note: Exceeding the threshold never breaches or closes your account; it simply defers payout eligibility until you log more profitable days to dilute the ratio.

4. Profit Split & Tiered Withdrawal Caps

• Profit Split: 70% standard, or 80% if you purchased the Increased Profit Split add-on at checkout.

• Per-Request Caps: Each withdrawal is capped at a percentage of your initial starting balance, scaling up with every completed request:

1st Payout: 2.5%
2nd Payout: 3.0%
3rd Payout: 3.5%
4th Payout: 4.0%
5th Payout: 4.5%
6th Payout: 5.0%
7th Payout Onward: No Limit (Uncapped)

5. Profit Carry-Over & Smart Drawdown Recalculation

• Profit Carry-Over: Any profit exceeding the withdrawal cap is never forfeited. It remains in your account, rolls over into your new baseline balance, and can be withdrawn in future requests (even if your account is currently in drawdown relative to its peak), as long as Funded Score rules are met.

• Smart Drawdown Recalculation: After a withdrawal, Smart Drawdown recalculates to 5% below your new post-payout balance.
  

Example ($5,000 starting account at the 5% cap tier):

1. You earn $2,000 profit (account balance reaches $7,000).

2. You withdraw the 5% maximum cap: $250 ($5,000 × 5%).

3. The remaining $1,750 stays in your account, establishing a new baseline balance of $6,750.

4. Smart Drawdown recalculates to 5% below $6,750, locking your new maximum loss floor at $6,412.50.

5. To unlock your next payout, you must generate a 5% gain ($337.50) above your $6,750 baseline.